0433881984

Sydney NSW 2000, Australia

©2017 by CURA Finance Pty Ltd

Answers To All Your Questions

FAQs

Why use a broker?

A finance broker negotiates with banks, credit unions and other credit providers on your behalf to arrange finance. They have access to an array of Lenders so they are able to compare all options.  They can help you select a loan that suits your needs and manage the process through to settlement.

Should I get a fixed rate or adjustable rate loan?

When thinking of fixing your interest rate, or choosing variable, you need to ensure that you are also thinking of your long term goals. If you are planning on making any changes to your home whether it be cash out, or renovating, if your loan is fully fixed you could be liable for large break costs. 

Your loan will need to be structured so that you are still able to make changes to your mortgage without having to pay the extra cost. Speak to CURA Finance today to find out more. 

When should I refinance?

Because your mortgage is amortized over a long period of time, typically 30 years, interest payments make up a significant chunk of the monthly payment, particularly during the first ten years of your loan. When you refinance your mortgage to a lower interest rate, the amount you pay in interest will go down. 

Some lenders offer a cash back which means you may not be charged any fees to refinance and it will be saving you Money. 

CURA Finance have over 50 lenders that we can compare your loan with to ensure that your mortgage is right for you. Call now for your free Home Loan check. 

What is an Offset Account?

An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference.

Can I finance a car that is being purchased privatley?

Yes. 

We have a range of car finance options including secured loans, chattel loans, novated leasing, unsecured loans all of which are not limited to Dealership sales. Contact CURA Finance to find out how we can finance your new car!